Money Magazine's Best of the Best Car Insurance 2024
Money Magazine's Insurer of the Year 2024
CANSTAR's Outstanding Value Car Insurance Australia 2007–2024

Customers rate our Third Party Car Insurance claims service

4.1 out of 5 Stars
4.1 out of 5 Stars

4.1 | 302 Reviews*

Third Party Car Insurance Solved® with Budget Direct

Third Party Property Only

Cover any damage to other people’s property (including their vehicles) for which you’re liable.

  • Damage to other people’s property (up to $20 million)
  • Legal costs
  • Damage caused by an uninsured driver up to $5000
  • Fire damage
  • Theft
  • Towing
  • Hire car following fire or theft (up to $1,000 or 14 days)

Reasons to choose Budget Direct

24/7 claims

Lodge a claim over the phone or online at any time day or night, 365 days a year.

Reliable repairs

Get a lifetime guarantee on authorised repairs to your car for as long as you own it.

Change of vehicle

If you replace your Budget Direct-insured car with a similar one, we’ll automatically provide the same level of cover for your replacement car for 14 days from the purchase date – even if you don’t contact us.

Award-Winning car insurance

After comparing over 54,000 quotes, comparing 51 Comprehensive Policies offered by 42 insurance providers, across 42 Consumer profiles, Canstar proclaimed Budget Direct winners of the National Outstanding Value Car Insurance Award for 2024. In the process, Budget Direct became the only brand in any category to win a Canstar National Outstanding Value Award 18 years in a row.

Money Magazine's Best of the Best Car Insurance 2024
Money Magazine's Insurer of the Year 2024
CANSTAR's Outstanding Value Car Insurance Australia 2007–2024
Finder Awards 2024 Winner, Car Insurance — Value

More ways to save

Here are some ways you can reduce your Third Party Car Insurance premium further:

Driver-age restriction§

You can restrict your policy to drivers over a certain age: 21+, 25+, 30+, 40+, 50+ – the biggest age range of any major insurer.

Annual premium payments

By paying annually instead of in instalments (i.e. fortnightly or monthly), you’ll pay a lower premium and avoid instalment processing fees.

§ Your car would not be covered while it was being driven by someone under the restricted age.