15 % off ^
Get award-winning comprehensive or third-party cover for your car.
30 % off ^
Protect your home building and contents against loss or damage.
15 % off ^
Choose from three motorcycle policy types with a range of optional extras.
15 % off ^
Get cover for your dog or cat's eligible illnesses and injuries.
15 % off ^
Three levels of overseas cover, plus domestic and annual multi-trip.
On your first year’s premium for a new policy purchased online
For full details on our general insurance products, please read the Product Disclosure Statements.
Budget Direct paid out over $1.5 billion on car + home insurance claims in the last 12 months.
Contact us as soon as you need to make a claim. You can lodge your claim over the phone or online at any time of the day or night, 365 days a year.
Money magazine's Insurer of the Year in 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024 & 2025. Also, Best of the Best title winner for Car Insurance in 2019, 2020, 2021, 2022, 2023, 2024, 2025 & 2026
Decide to customise your insurance cover by adding one or more optional covers to your policy (e.g. a hire car following an accident, or flood cover for your home); only pay for what you need, giving you more ways to save on your insurance premiums.
We guarantee the authorised repairs of your car for as long as you own it. We also stand behind our authorised home repairs, including the materials and workmanship.
Get award-winning third-party or comprehensive car insurance for your vehicle. After an insured event like fire, theft or damage, protect both your car and other people's property - depending on your policy type.
With guaranteed repairs performed by our trusted partners across Australia, our car insurance policies are here to help our customers get back on the road and back to life quicker.
Insure your home building, contents or both against loss or damage for a wide range of insured events. Protect your home and belongings with home and contents insurance and get peace of mind knowing you'll be covered in case of things such as fire, burst pipe and more.
You'll also get legal liability cover and the option to select Flood Cover on an eligible policy. Plus, we offer landlord insurance to insure your investment property and renters insurance to protect your contents as a tenant too.
Relax on your international or domestic trip, knowing we've got your back with Travel Insurance - including COVID-19 cover. Get travel insurance Australia-wide and overseas, with optional adventure and snow sports cover for your more adventurous trips.
No matter where life takes you, we have a travel insurance policy for your next business trip or ski holiday. Book the ticket and we'll be here when you're ready to go.
Our Pet Insurance options allow you to choose from three levels of cover: Plus, Comprehensive and Essential.
We offer accidental injury or illness cover, plus routine care options and will reimburse 80% of eligible vet expenses, less any applicable excess and subject to policy limits (terms, conditions and exclusions apply).
If your dog or cat finds themselves in the vet unexpectedly, we can be there to help. Compare our policy options and benefits to find the right level of pet health insurance for your furry friend.
Choose from three levels of motorcycle insurance cover, Comprehensive, Third Party Fire and Theft or Third Party Property Only.
Upgrade your Comprehensive cover for an additional premium by adding optional benefits on eligible policies.
Know you’re protected with a lifetime guarantee on authorised repairs and 24/7 claims support.
Comprehensive motorcycle insurance
Get some peace of mind knowing that our life insurance products can help take care of your loved ones should the worst happen. You can rest easy knowing that your family and friends may have some financial support once you're no longer here.
Our life insurance products can also cover traumatic events such as being diagnosed with cancer and income protection should you get injured or ill and be unable to work.
Flat tyre? Dead battery? Need car advice? Don't get stranded on the side of the road. Unlimited breakdown callouts for just $89.95 per year with roadside assistance. Whether you need help now or want peace of mind, we can come to you across Australia.
Don't risk hitting the road without 24/7 assistance ready to help you in case you run into trouble. Contact us anytime, anywhere and our trusted team will be there to help.
Make a claim and manage your policy, all in one easy-to-use account. When it comes to insurance, our Policy Manager helps make things simple - from claims to updating your address.
View and edit your personal information and policy details, make a car or home insurance claim, and buy more insurance - 24/7, at your convenience.
Terms, conditions, limits and exclusions apply. For full details, please read the Product Disclosure Statement (PDS) for each product.
Depending on your policy, customers can either make an insurance claim online or contact us for assistance. Either way, we'll help you manage the claims process from start to finish.
Our feature-packed cover, industry-leading prices, and first-rate customer service have been recognised with numerous awards, including Canstar's Insurer of the Year five years in a row (2022-26) and Money magazine's Insurer of the Year nine years in a row (2017–25).
We are also Money magazine's Best of the Best 2026 winner for Best-Value Car Insurance eight years running (2019-26); a multi-year winner of Canstar’s national award for Outstanding Value Car Insurance (2007–25) and WeMoney award for Best for Value Home Insurance 2025 and Finder's Insurer of the Year award 2026.
Since 2000, Budget Direct has had Insurance Solved for more than 3 million Australians. You're our #1 priority and we're proud to help so many families in Australia save money and stay covered with Car Insurance, Home Insurance and more.
