Money Magazine's Insurer of the Year 2023
Money Magazine's Insurer of the Year 2022
Money Magazine's Insurer of the Year 2021
Money Magazine's Insurer of the Year 2020
Money Magazine's Insurer of the Year 2019
Money Magazine's Insurer of the Year 2018
Money Magazine's Insurer of the Year 2017

Customers rate us

4.5 out of 5 Stars
4.5 out of 5 Stars

Check out some examples of how Budget Direct has Insurance Solved®
for you

Tailor Made Insurance#

CANSTAR's Outstanding Value Car Insurance Australia 2007–2023

Canstar Outstanding Value Winners

15% Car Insurance discount

Car Insurance Online

On your first year’s premium for a new policy purchased online

CANSTAR's Insurer of the Year 2024

Insurer of the Year Winners 2024

30% Home & Contents Insurance discount

Home & Contents Insurance Online

On your first year’s premium for a new policy purchased online (15% combined + 15% online)

Lifetime Guarantee+

Money Magazine's Insurer of the Year 2017, 2018, 2019, 2020, 2021, 2022 & 2023

Insurer of the Year Winners 2017-23

Full Service Policy Management

15% Travel Insurance discount

Travel Insurance Online

Optional Flood Cover

15% Home Contents Insurance discount

Home Contents Insurance Online

On your first year’s premium for a new policy purchased online

LMI Claims Comparison - Claims Service Rating - Private Motor 2022

5-Star LMI Claims Service Rating

24/7 Claims Service

Highly Recommendedo

Mozo Experts Choice 2023 - Value Insurance Provider of the Year

Mozo Value Insurer of the year

15% Motorcycle Insurance discount

Motorcycle Insurance Online

On your first year’s premium for a new policy purchased online

Temporary Accommodation||

15% Home Building Insurance discount

Home Building Insurance Online

On your first year’s premium for a new policy purchased online

Hail Warnings

Online Discounts^

Options To Reduce Premiums

15% Landlord Insurance discount

Landlord Insurance Online

On your first year’s premium for a new policy purchased online

Mozo Experts Choice 2023 - Exceptional Value Car Insurance

Exceptional Value Car Insurance

Money Magazine's Best of the Best Car Insurance 2024

Award-Winning Car Insurance

Reader's Digest - Quality Service Award 2019 - Silver

2019 Readers Digest Quality Service Award

Mozo Experts Choice 2023 - Exceptional Value Landlord Insurance

Exceptional Value Home Insurance

Money Magazine's Best of the Best Home & Contents Insurance 2024

Award-Winning Home Insurance

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Top-notch Car Insurance for less

Lifetime Guarantee on all authorised car repairs as long as you own the car.

Extensive range of age restriction options and KM limit choices to better tailor your insurance and further reduce your premiums.

Money Magazine's Best of the Best Car Insurance 2024

Winner of Money magazine's Best Value Car Insurance award 2019, 2020, 2021, 2022, 2023 and 2024

CANSTAR's Outstanding Value Car Insurance Australia 2007–2023

Budget Direct has won Canstar's Outstanding Value Car Insurance award for a record 17 years in a row (2007 to 2023).

Demystified Home and Contents Insurance

Get Optional Flood Cover.

CANSTAR's Outstanding Value Home & Contents Insurance 2017 to 2023

Winners of Canstar national awards for Outstanding Value Home & Contents Insurance (2017–23).

Free access to Hail Hero, Budget Direct's hail tracking and warning system.

Money Magazine's Best of the Best Home & Contents Insurance 2024

Award-Winning Home Insurance - Money magazine's Best of the Best Home & Contents awards 2024

A Customer Service Team that gets results

Full 24/7 Claims Service - your choice of phone or online.

LMI Claims Comparison - Claims Service Rating - Private Motor 2022

5-Star LMI Claims Service Rating

Highly Rated Claims Service.*

Reader's Digest - Quality Service Award 2019 - Winner

Gold Winner - Home & Contents Insurance - 2019 Reader's Digest Quality Service Awards

Award-Winning cover for less. Insurance Solved®

Money Magazine's Insurer of the Year 2023

Providing Award-winning cover for less so your Insurance is Solved. Budget Direct has been named Money magazine’s Insurer of the Year in 2017, 2018, 2019, 2020, 2021, 2022 & 2023 (that’s seven years in a row!)

Tailor Made Insurance - Save by restricting your policy to drivers of a certain age: 21+, 25+, 30+, 40+, 50+

Online discounts across other product lines^

Mozo Experts Choice 2023 - Exceptional Value Car Insurance

Winner of a Mozo's Experts Choice award for Exceptional Value Car Insurance (2017–2023).

Online discounts that are off the charts

15% Car Insurance discount

Car Insurance Online

30% Home & Contents Insurance discount

Home & Contents Insurance Online

(15% combined + 15% online)

15% Travel Insurance discount

Travel Insurance Online

15% Home Contents Insurance discount

Home Contents Insurance Online

15% Home Building Insurance discount

Home Building Insurance Online

15% Landlord Insurance discount

Landlord Insurance Online

15% Motorcycle Insurance discount

Motorcycle Insurance Online

10% Pet Insurance discount

Pet Insurance

On your first year’s premium for a new policy purchased online

Budget Direct
Insurance Solved

It’s a mystery why anyone would pay more for insurance.
Get award winning cover for less with Budget Direct.

* Based on a survey of Budget Direct Car Insurance customers conducted between 10 February 2015 – 31 May 2018. Visit www.budgetdirectreviews.com.au for more details.
o Based on Budget Direct customers who’ve made a claim or bought a car or home & contents insurance policy between 10 February 2015 — 31 May 2017. Visit www.budgetdirectreviews.com.au for more details.
^ Conditions Apply.
|| Benefit capped at 10% of sum insured when your home is unliveable due to an insured event. Terms and conditions apply.
‡ Subject to underwriting terms and conditions, see PDS for details.
+ We guarantee the repairs to your car for as long as you own it and also stand behind our home repairs, including the materials and workmanship.